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Daman is a local health insurance company only available in the UAE for UAE residents. Daman was founded in 2005 and has quickly grown its membership to over 1 million members. Daman prides itself on an efficient customer service with around 30 multilingual customer service staff.
The insurer offers 24 hour access to medical authorizations in case you are not aware of what hospitals and physicians are in the network. It is important to get all medical treatment pre-approved in case it is not covered by Daman. With a 24 hour hotline, you can always call to obtain approval before receiving treatment to avoid heavy financial costs.
Daman has branches all over the UAE, making it convenient to get local customer support. They also boast a high membership card production facility that can produce more than 10,000 membership cards a day to expedite your enrollment process should you decide to buy a Daman health insurance policy.
For expatriates who travel a lot, the company does offer an international plan at additional costs. However, this plan excludes many countries such as Canada and the US. Another option is to pay for the international emergency plan. This allows you emergency coverage when you are outside the UAE.
Expatriates and travelers should also be warned that should you leave the UAE for more than 6 months, you will automatically be dropped from the policy without a refund. In addition, any pre-existing conditions that you develop while with this local policy will not be likely to be covered in your next insurance policy.
Any expatriate or traveler interested in a Daman medical insurance policy can contact UAE Medical Insurance for assistance. Our service is free and we are an independent insurance consultancy, so we can offer unbiased information showing Daman in comparison with other insurers in the region.
UAE Medical Insurance's years of experience in the Middle Eastern and Arabian Peninsular region gives us in depth knowledge of the medical insurance industry. You can utilize our expertise to help you find the global health insurance policy that suits you best.
We are based in the UAE, but also very experienced with Qatar, Kuwait, Saudi Arabia, Oman, Yemen, Lebanon, and Bahrain. We can provide any expatriates or travelers looking for health insurance in the area the most up-to-date information on medical insurance policies, rules, and laws.