Having a child can be an exhilarating, and happy time. However, there will also be extra responsibilities, such as making sure that the newborn child and expecting mother will both be taken care of medically and financially.
Many medical plans and insurers can help provide that ease of mind by including international maternity coverage as a part of your insurance plan. However, this would require a bit of planning as most insurers require a waiting period, which means that an individual has to be a policy holder for a certain length of time before maternity costs will be covered. Usually this waiting period ranges from around 8 to 12 months.
Maternity coverage is highly recommended for families who may have children in the future. The costs of childbirth for medical treatments such as vaccinations, medication, or for the unfortunate event of congenital birth defects or birth complications can be very expensive. Expectant mothers and family members will also have to make the decision of whether to utilize a private or semi-private room for the delivery. Private rooms in the best hospitals can be very costly. Some other policy conditions to consider is that some insurers will put a limit to the period of coverage for newborns. If the newborn is in poor health or have complicated medical issues, the insurer may choose to decline covering the newborn at this point. However, there are more comprehensive plans that will cover the newborn, regardless. To get the best medical care and insurance coverage, we highly advise a comprehensive GCC health insurance policy.
Below is a list of treatments that is covered by a typical GCC or international maternity insurance plan. This list is not definitive, and coverage may vary depending on the particular plan and insurer.
A typical maternity insurance policy may cover:
- Delivery and complications from delivery costs
- Pre and postnatal care
- Medication costs
- Caesarean section costs
- Home delivery costs
A more thorough insurance policy may include the following benefits:
- Congenital Birth Defects
- Fertility treatments
- Newborn care
Questions and Answers from Visitors
Looking for a medical insurance cover - maternity insurance
Thank you for your query.
Most insurance providers will offer maternity benefits. Benefits can range from USD 6,000 to USD 20,000 in coverage depending on the insurance company you select. For instance OIC (BUPA), offer USD 11,050 of in-patient maternity cover (i.e the delivery costs) and USD 3,400 of out-patient cover (i.e. scans and check-ups). Please keep in mind that all providers will have a 8 to 12 month waiting period before you can avail of your maternity benefit. If you would like a plan with a shorter waiting period, the plans from DKV (an 8 month waiting period) or Bupa (a 10 month waiting period) are our best solutions. I recommend you speak with one of our agents to assist you with your request. May I ask, are you applying alone or with a partner?
Hi, would like to know details of the maternity insurance services provided by you. We are planning of kids in next few months.
Thanks for your enquiry. We offer a multitude of maternity packages which are can be local or international depending on your needs.
Firstly to note; the waiting period for all our maternity insurance products are between 10 and 12 months. This means that the insurance company will not pay for any maternity costs until that period has finished. Please note that, you can become pregnant within the waiting period, just any of your pregnancy within the period you will pay out of pocket and the remaining months and delivery out of the waiting period the insurance company will pay.
Routine maternity includes such treatments like checkups, ultra scans and a normal delivery. Each insurance company provides extra benefit for complications of pregnancy and complications of delivery (C-Section).
In the UAE, Bupa are the most widely recognized by hospitals and Doctors for their maternity plans plus their waiting period is 10 months. Integra are popular as they offer extensive maternity cover, family discounts and have direct billing for outpatient treatment in the UAE.
our plan is to take maternity insurance so just give information regarding plans.
Thank you for your enquiry.
In relation maternity coverage, the waiting period is generally between 10 and 12 months for most products. This means that the insurance company will not pay for any maternity costs until that period has finished. Please note that, you can become pregnant within the waiting period, just any of your pregnancy within the period you will pay out of pocket and the remaining months and delivery out of the waiting period the insurance company will pay.
Routine maternity encompasses pregnancy treatment such as checkups, ultra scans and a normal delivery. Newborn cover is another important factor, this will cover your baby when born under your policy until you have had time to add the baby to your policy. Again this varies with each company but generally newborn cover encompasses all treatment required while in hospital for up to 30 days.
In the UAE, BUPA are the most widely recognized by hospitals and Doctors for their maternity plans plus their waiting period is 10 months. Integra are popular as they offer good maternity cover, family discounts and have direct billing for outpatient treatment in the UAE.
I hope I have answered your question.