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UAE Medical Insurance Plans Designed for Individuals

 

 

Having health insurance is important no matter what stage you are in your life. Whether you are a traveler, family, or individual, it is important to make sure that you protect yourself and your loved ones from any significant financial loss should an unfortunate illness or injury occur.

UAE Medical Insurance finds plans that are specifically tailored for individuals. No matter your budget, age, or location, there is a UAE health insurance plan that can be designed for you.

Plans can be customized with a range of coverage benefits including Out-Patient Treatment, Emergency Evacuation, Maternity, Dental, and many more. This gives you the assurance that your Middle East medical insurance plan will provide you with the exact levels of coverage which you require.

In addition to this, the UAE health insurance policies are extremely flexible; giving you the choice of how you pay for them. Plans can be paid for annually, semi-annually or quarterly, by credit card, bank transfer, cash, or cheque. Policy premiums can be paid in most major currencies, including USD, GBP, and Euro.

We can provide information about options which can significantly lower your premium, such as offering in-patient only plans for catastrophic emergencies, which only provide cover for hospitalization and surgical procedures. To further reduce the premium costs of your Middle East medical insurance policy we can also offer advice on a range of deductibles. In most cases selecting a higher deductible will dramatically lower your overall health insurance costs.

UAE medical insurance options which we work with will allow you to properly prepare for your future. If you are planning on starting a family while on the Arabian Peninsula or GCC, we can help to find coverage which provides with affordable maternity coverage, giving you adequate time to complete any waiting periods associated with the benefit, and ensuring that in the event of any untoward circumstance, both the mother and the newborn will have the protection which they need.

UAE Medical Insurance is a health insurance specialist working on your behalf. We do not represent the interests of any insurance provider. Our team of independent insurance consultants is able to provide the most up-to-date information within the global insurance industry and offer unbiased advice to our clients based on any recent developments. You can utilize our years of experience and relationships with the leading insurers in the market in order to find an insurance solution suitable for your unique needs.

Individual health insurance policies which we work with are normally guaranteed renewable, meaning that your medical insurance policy can be renewed for life; you will never have to worry about being unable to continue on the plan. Policy premiums are unaffected by the number of claims made by the policyholder, and will only increase with your age, and global medical inflation.

For expatriates, it is important to note that many UAE health insurance policies are globally portable, so even if you should relocate away from the Middle East, your plan will travel with you, even back to your home country.

It is advisable for clients to keep an insurance policy active with the same insurer if possible, to ensure that you will be covered in the event that you develop any serious medical conditions. If you do develop a serious condition, it is difficult to receive coverage for that condition under a new policy, because the condition will be treated as a pre-existing condition. If you already have a plan, the insurer will continue to cover you for the lifetime of the policy.

All the plans which we work with can be tailored to meet your needs. As you grow older and your lifestyle changes, you have the ability to add or remove coverage benefits as needed. We understand that it is impossible to plan for your entire future now, which is why your insurance plan can grow with you.

We can help you choose a policy that is most suitable for you or your family. For more information about a UAE medical insurance policy, contact us today for free advice and a comparison table.

Questions and Answers from Visitors

  1. Jecson Pablo:

    Hi,

    I want to inquire personal outpatient/hospitalization for my wife and daughter leaving in Dubai, UAE.

    Kindly send your best quotation.

    BR,

    Jecson

    Reply

    1. Darren:

      I will be possible to offer you and your wife a full range of options. I need to know whether you require any additional benefits such as Maternity or Dental.

      The plans available differ in many ways, however the important thing for you to consider is how the plans cover serious medical conditions. This is the most important aspect of a Medical Insurance plan and considerations should be given to Chronic condition and Cancer cover.

      Please email us with your dates of birth and I can best advise.

      Reply

  2. Qamar:

    Do you have any insurance plan for people over 80 years of age?

    Reply

    1. Darren:

      Yes, we have a range of Insurance plans that will cover persons over 80. It is important to look for plans that are Guaranteed Renewable so that you have security for the rest of your life. Recommendations for plans that cover you when you are over 80 include OIC and Bupa and Daman.

      I will advise, depending on budget the most suitable coverage for you. Good Hospitalization cover is of the highest importance.

      Reply

  3. Ali :

    Hi. I would like to inquire about individual medical insurance for our one employee. Could you please give me quot. She is having husband visa of Abu Dhabi and she is doing job in Dubai.

    Reply

  4. Darren:

    Dear Ali, It is indeed possible to source Insurance that will cover a member who is on an Abu Dhabi Visa but working in Dubai. As the member is on an Abu Dhabi Visa it is essential that she enrolls on a plan that is HAAD compliant. This insurance is compliant with Abu Dhabi regulations and offers slightly different benefits to that of a standard plan.

    Please let me know the date of birth of the person to be insured so that i can prepare some options for you. Thank you and I look forward to hearing from you. Regards Darren

    Reply

  5. Eric:

    Hi, i am looking for medical insurance for my five month old daughter and Thirty three year old wife, both residing in Dubai. I would appreciate a quote.

    Thanks and Regards

    Reply

    1. Aurora:

      Thank you for your inquiry.

      We'd definitely be able to provide a quotation for your wife and daughter. However, we'd need to know a few more details in order to do so.

      We work with over 20 different insurance providers and each of them offers a wide range of plans. To help you narrow down the options, the first thing we'd need to know is the type of plan you are looking for.

      The most basic package that you can get is an inpatient only plan which covers hospitalization, surgeries, overnight stays, etc...
      On top of this, you can also get an outpatient package, which covers your doctor's visits, diagnostic tests, medication, etc... If you are looking to have another child in the next 2 -3 years, then it will also be good to look at a maternity package. For your 5 month old daughter, a package with good vaccination and checkup benefits will also be useful to consider.

      If you can give me a better idea of the benefits you want, I can send over a full quotation.

      Thank you and I hope to hear from you soon.

      Reply

  6. Denis:

    My son is 20 years and in university, he needs a one year medical insurance for his student visa renewal, for which i am the sponser.

    Reply

    1. Miro:

      Hi Denis,

      There are several medical insurance providers that can offer your son annual medical cover. Some of our insurer offer plans designed for students specifically. However, if a student plans is not suitable for you we can offer various alternatives that can meet your requirements. We work with the majority of the international medical insurers in the market such as OIC and Bupa, Now Health, William Russell, Integraglobal and several others whom will offer comprehensive cover for your son. Please be aware that most these plans are annual contracts and cannot not be cancelled before the end date of the policy. I suggest that you speak to one of our consultants that can provide you with a quotation, and further explain the plans available to your son.

      Reply

  7. Nibu :

    hi,i am looking for medical insurance( for my 30 month daughter and 33 years old wife) only for visa purpose. Because I am in Abu Dhabi visa, and i want to sponsor my family here. Please inform me what is the minimum package.

    Reply

    1. Aurora:

      Dear Nibu,

      Thank you for your inquiry.

      Yes, we can supply a plan for your daughter and wife for visa purposes.

      However, since Abu Dhabi plans have a certain minimum standard that requires them to cover pre-existing conditions, I need to check to see whether there are any that needs to be covered.

      I'd recommend AXA Gulf in this scenario and for a 30 month old and 33 year old female, the rate would be 5022 AED per year.

      Please let me know if there are any pre-existing medical conditions as that can change the cost of the plan.

      Reply

  8. Arash:

    hello
    i want information about your health plan insurance for pregnancy
    thank you

    Reply

    1. Aurora:

      Dear Arash,

      Thank you for contacting us about your medical insurance.
      My phone numbers are located below. I am based in Dubai, so if you want, you can give me a call back to go over this together.

      My name is Aurora and It will be my pleasure to help you research insurance. However, since insurance rates are dependent on various factors, I currently do not have enough information to provide you a proper quote. So that I can help you find the most accurate and suitable options, could you please let me know:
      • Where in the UAE do you live? Dubai? Abu Dhabi? Sharjah?
      • Is this also where your residence visa is from?
      • Is your wife currently pregnant?
      • When do you need this coverage to start?
      • Whether there are any pre-existing conditions that need covered by the insurance?
      • Her date of birth?
      • Do you have any preference of hospitals?
      • Do you currently have health insurance? If so, with who?
      Please get back to me as soon as it is convenient for you, I will then compare all suitable insurers and send you a comparison table within the day.

      As you may already know, our service is completely impartial and free.

      I look forward to hearing from you.

      Reply

  9. Dana:

    Hi,
    Does/can your insurance cover psychiatry sessions? How much would the plan be?
    thanks.

    Reply

    1. Jim:

      Thank you very much for enquiring about international medical insurance. We work with over 40 international medical insurance companies, including the likes of OIC and Bupa, Allianz, AXA PPP, Cigna, Aetna, Interglobal, William Russell, Now Health, Integra global, Geo Blue/HTH and many others.

      Each plan differs in how they cover psychiatry sessions. Typically, you'll need a plan which covers general outpatient visits, as psychiatry sessions are generally considered an outpatient benefit. Some plans cover these in full as others have a limit on the number of sessions per year or an overall cap on the amount that can be claimed.

      It will also depend if the insurer considers it a pre-existing condition or if it is developed while on the plan. Typically because conditions developed before joining the plan are considered pre-existing, it's better to join a plan early and stay with that plan. However, there are companies like Interglobal and others which have more lenient underwriting policies toward pre-existing conditions.

      Our knowledgeable consultants can help navigate you through the purchasing process to ensure matching you with the most suited insurance plan.

      Reply

  10. bin:

    Hi,
    Im currently 7months pregnant and i would like to know if there are any insurance plans which can be taken during maternity. My residence visa is from rak. Im 30years old and do not have any insurance at present.
    Thanks

    Reply

    1. Aurora:

      Dear Bin,

      Thank you for your inquiry.

      If you are already pregnant, there is no insurance that can cover your routine maternity costs. However, we do work with insurers that can cover things like newborn coverage, premature birth, congenital conditions, etc...

      Would you be interested? I can send over some quotations for you if you'd like.

      Reply

  11. Bellabeth Cortez Caparas:

    I am on a residence Visa in Abu Dhabi and presently insured in one of the Medical Insurance provider but not happy with the benefits we get, is it possible to get an individual insurance for me & my son (whose under my sponsorship) that can be used for Residence Visa renewal as well.

    Please find below is my personal details:

    SELF/DOB : 29.11.1961
    Dependent: 06.09.2002

    If you require more information please let me know.

    Reply

    1. Samantha:

      Hi Mr. Cortez,

      Thank you for contacting us about your medical insurance. My name is Samantha and it will be my pleasure to help you research insurance.
      Yes, we can provide you with a quotation that abides to Abu Dhabi’s law for both you and your son. Once you have selected a suitable policy, I can help you with the application process. Once everything is processed and received your membership card, you can used it for residence visa renewal for Abu Dhabi.

      Regards,

      Reply

  12. sajid hussain:

    Hi. Can I apply for your policy disregarding of which UAE emirate I live in?
    Thanks

    Reply

    1. Filip:

      Yes, we offer policies which are available for anyone who lives in all of the seven emirates: Abu Dhabi, Dubai, Sharjah, Ras Al Khaimah, Ajman, Fujairah and Umm Al Quwain. It is true that the laws which regulate private health insurance can differ from one emirate to another, especially in the emirate of Abu Dhabi. We always make sure to that you the policy which you choose is fully compliant with the local regulations. If your budget is limited, we can offer you health insurance plans with either local or regional coverage. Local plans will cover you in the UAE only, whereas regional plan can cover you in Middle East, North Africa, South Asia and some of the South-East Asia countries. Since many insurance companies are locally licensed, it is often possible to apply for a plan which will provide Outpatient coverage with Direct Billing. This solution is very convenient since you do not have to incur any expenses out of your pocket when visiting a doctor or a specialist.

      Cheers,

      Reply

  13. Spk:

    Hello
    Please help me for the medical insurance for my daughter she is 30 yr old
    She has to go through ivf fertility treatment. I totally understand that ivf will not be covered
    But is there any plan that covers after she becomes pregnant as doctors said she has to carry on normal pregnancy
    Please call me otherwise on 0552918181
    Thank you very much
    Mrs khamar

    Reply

    1. Samantha:

      Hi Khamar, we work with over 20 different insurance companies that have great maternity benefit, such as OIC and Bupa, NOW, and Integra. For all the insurance companies there is a waiting period for maternity coverage. The waiting period ranging from 10 – 12 months. What this mean is that once you have purchase a policy, you will need to wait 10-12 months before the insurance company will start to cover for your routine maternity. However, if you do get pregnant before you purchase the insurance, then there is no insurer out there that will cover you for your pregnancy. I can help you find a suitable policy that have a great maternity coverage and also covers the hospitals that you have requested. For all of our insurer, majority of them covers you anywhere you in Dubai and worldwide.
      Kind Regards,

      Reply

  14. Karthik:

    Hi, Do you offer insurer who cover kids on their own plan?

    Thanks
    Karthik

    Reply

    1. Matthew:

      Yes we certainly do. Whilst most insurers require an adult to accompany a child onto a medical insurance plan, we work with several insurers who will accept children on their own, some of which will still offer a family discount when only children are insured.

      Reply

  15. Shanker:

    Can I purchase a policy just for my child, if I live in the UAE? Will this type of policy allow me to access best hospitals there?
    Kind Regards

    Reply

    1. Filip:

      Yes. Although most of the insurers will require that at least one parent is insured by the same policy, there are some providers who will be happy to offer you a plan covering your child alone. It is important to remember that vast majority of local providers will not allow your child take out its own policy, hence your only option might be applying for either a worldwide-coverage plan or a regional one. Naturally, in case of a child-alone policy, one of the parents will actually be the policy holder. Pacific Prime offers policies which will allow your child to receive medical treatment in the best hospitals and clinics in the UAE, including European and American facilities. In most cases, it would be possible to receive treatment with Direct Billing / Direct Settlement, which means that even when receiving Outpatient-type of treatment, you won’t incur any expenses out of your pocket.

      Reply

  16. rb:

    Hello. Do you offer maternity from Bupa? I live in Dubai, I m 28 years old female, married. I can wait for maternity cover of 10 months. Kindly send me quotation.

    Reply

    1. Liz:

      Bupa offer one of the most comprehensive insurance plans on the market and in Dubai are the most widely recognized in hospitals and with OBGYNs. The main advantage is that their waiting period is one of the shortest at 10 months therefore any maternity related costs you incur 10 months from the start date of your policy will be paid for by Bupa.
      Bupa also offer complete freedom of choice of hospital and clinic, you are not restricted to a network. Therefore Bupa will pay for any medical treatment you may receive in the City Hospital in Dubai. For all treatment received while hospitalized Bupa will pay directly and outpatient treatment is on a pay and claim basis. Bupa operate a smooth claims reimbursement facility.

      Reply

  17. Alexandru:

    Hello,

    I am looking to buy an individual insurance policy for 2 months old son, we are living in Dubai, i have my insurance from the company that i am working for but they cannot add him as a dependent on my insurance policy past 30 days after birth.

    Could you please provide me with some options and quotations?

    Looking forward to hearing from you

    Reply

    1. Luke:

      Here in Dubai, many companies will offer medical insurance for their employees, but not for their dependants. This can cause issues for those who have young children, particularly newborns, as it is a requirement within the UAE for newborns to have frequent vaccinations which can prove quite costly. This aside, local insurance companies within the UAE will not insure children alone, they require at least one parent to be on the plan as well. However, many international insurers (with which we primarily work), do offer ‘Child Alone’ packages. This means that we are able to offer a range of options in these situations to take the strain off both your mind, and your pocket!

      Reply

  18. hazim:

    hello..
    I want to inquire personal outpatient/hospitalization for my wife and leaving in Dubai, UAE. Kindly send your best quotation with additional Maternity benefit

    regards,
    hazim

    Reply

    1. Aurora:

      Dear Zarul,
      Thank you for contacting us about your medical insurance on our website. Yes, we do offer plans with maternity. We are based in Dubai ourselves in the Jumeirah Lakes Towers. If you prefer to meet and discuss this in person, I’d be happy to as well. Please provide information on the below so as to research the most accurate cover and forward a complete medical overview of the market:
      • Is your wife currently pregnant?
      • When do you need this coverage to start?
      • Whether there are any pre-existing conditions that need covered by the insurance?
      • Your date of birth of your wife?
      • Do you have any preference of hospitals?
      • Do you currently have health insurance? If so, with who?
      Please get back to me as soon as it is convenient for you, I will then compare all suitable insurers and send you a comparison table within the day. As you may already know, our service is completely impartial and free.
      Kind Regards.

      Reply

  19. devdatta arjun sail:

    Hi,

    I want to inquire personal outpatient/hospitalization for my wife and daughter leaving in Dubai, UAE.

    Kindly send your best quotation.

    Reply

    1. Aries:

      Hi, my name is Aries and it will be my pleasure to help you research insurance. We are Medical Health Insurance Broker Company and we work for different international health insurance company like Allianz, BUPA, Interglobal, NOW Health, etc. and we also have Regional Insurance companies that may find your interest based on your requirements. You are looking for a family health insurance in UAE that will cover inpatient, outpatient for your kid and maternity for your wife. There are two insurance company that matched your requirements, AXA Gulf and Morgan Price. Both insurance company offer direct billing and have a plan that covers maternity benefits. AXA Gulf is one of the largest insurance company in UAE and there price is really competitive and have good reputation. The other insurance company is Morgan Price which is a UK based company, there service is really great and you can make payment annually, semi-annual, quarterly and monthly. I’ll send you a quotation for both insurer for comparison and if you have question regarding the plan, feel free to contact me or email me at aries@pacificprime.com.
      Thanks

      Reply

  20. flbc:

    I want to have an Individual Health Insurance here in Dubai which covers the maternity and pre natal and post natal care. I am 33 years old female , married.

    Kindly send me your quotation

    Appreciate your response.

    Thanks

    Reply

    1. Aurora:

      Dear Frenzie,
      We’d be happy to provide you a maternity health insurance plan. However, without full knowledge of your current situation, we cannot give you a quote. Could you please let us know -
      • Where in the UAE do you live? Dubai? Abu Dhabi? Sharjah?
      • Is this also where your residence visa is from?
      • Are you currently pregnant?
      • When do you need this coverage to start?
      • Whether there are any pre-existing conditions that need covered by the insurance?
      • Do you have any preference of hospitals?
      • Do you currently have health insurance? If so, with who?
      Please get back to me as soon as it is convenient for you, I will then compare all suitable insurers and send you a comparison table within the day.
      As you may already know, our service is completely impartial and free. Please note that we work with a very wide range of insurers from BUPA, AXA PPP, Aetna, CIGNA, Allianz, etc… Our rates are directly from the insurers and we can advise base on our long-standing relationship with the insurers and experience in the market.
      Every insurer’s maternity plan is different, so it is very important to make sure that you choose a plan that is right for you.
      I look forward to hearing from you.
      Kind Regards.

      Reply

  21. Zohaib:

    Hi,
    I want to inquire personal outpatient/hospitalization for my wife leaving in Dubai, UAE.
    Kindly send your best quotation

    Reply

    1. Paul:

      Dear Zohaib,
      Thank you for your enquiry, my name is Paul and I will be assisting you in your search for Medical Coverage.
      Please note that we offer international plans that will cover you in two areas; either worldwide, or worldwide excluding USA. Pacific Prime has offices in Dubai, Hong Kong, Singapore and Shanghai.
      We work with all the internationally recognised insurance companies such as BUPA, Allianz, Cigna, Aetna to name just a few.
      Please provide information on the below so as to research the most accurate cover and forward a complete medical overview of the market;
      • Do you have any current insurance plan in place?
      • Do you require international coverage, or just within the UAE?
      • Date of Birth(s) of policyholder(s):
      I look forward to hearing from you.
      Kind Regards.

      Reply

  22. Rajesh:

    I would like to inquire about two things:

    My visa is from Dubai while residing & working at Abu Dhabi, my family (myself, spouse & kids) are having insurance coverage.

    Additionally, I would like to request a quote for the following persons who are under my sponsorship
    1. Mother in-law: On parents visa, age-65
    2. Maid: On maid visa, age-34

    Requires a Basic Abu Dhabi network as, both of them doesn't have any preexisting ailments or health issues, but
    I'm looking for an insurance just a sort of , "peace of mind".

    Provide a quote & also a contact person to gather more info.

    Rajesh

    Regards

    Reply

    1. Aurora:

      Dear Rajesh,
      Thank you for contacting us.
      As discussed, since your mother resides in Abu Dhabi, she will need a special plan that is compliant with the Health Authority of Abu Dhabi (HAAD). We do work with a range of insurance providers that meet this requirement. Please see the plans that I’ve already sent to you via email.
      All the plans are quoted in AED. There is quite a wide range and the plans mainly differ in terms of the benefit limits and the network that you’d have access to. If you want higher cost facilities, you do need a more comprehensive plan.
      Please have a look for now. I am based in Dubai, so once you are ready I’d be happy to give you a call or meet to discuss this further.
      Thank you.
      Regards.

      Reply

  23. HI:

    Do you offer maternity from any co? I live in Dubai, I m 27 years old, female, married .Now am one month pregnant. send me the nearest hospital in deira and and best quotations

    Reply

    1. Marquis:

      Thank you for your enquiry, we have many Insurance Providers that provide cover for Maternity, however all of them have a waiting period and you can choose the level of cover you want, for example if your looking for the most basic Maternity cover we have a company called AXA Gulf who provide AED 1500 cover after a 12 month waiting period. We also deal with a company called Morgan Price that provide different levels of Maternity Cover with a 10 month waiting period. There is Integra who are one of the Insurance Providers who provide a comprehensive level of cover they have a plan that will provide USD 20,000 for Maternity plus USD 10,000 in case of any complications of pregnancy. However it is with a waiting period of 12 Months. There are many more options but all of them have waiting periods the least amount of waiting period is 10 months
      Hope this answers your questions.
      Kind regards.

      Reply

  24. Vineet:


    I would like to enquire if the insurance provided covers for common illness.

    I am looking for such insurance for my parents.

    Reply

    1. Paul:

      Hi Vineet,
      Many thanks for your recent enquiry in relation to pre-existing conditions for your parents.
      Just to explain, Pre-existing conditions are medical conditions that existed before an insurance policy was taken out. Insurers usually exclude claims arising from pre-existing conditions, because insurance policies are intended to cover unexpected occurrences, however there are certain conditions that can be considered for cover with some companies.
      The wording of the exclusion for pre-existing conditions varies between policies. Sometimes it will exclude claims arising either directly or indirectly from pre-existing conditions. Sometimes it will exclude only claims that are directly connected to the pre-existing condition.
      If you have any further questions do not hesitate to contact our office.
      Kind Regards.

      Reply

  25. Faustin Joseph:

    HI

    →I would like to take medical insurance for my wife

    →her age is 32

    →what is the best plan available for us

    →we are presently residing in Ras Al Khaimah, UAE

    →kindly revert..

    Reply

    1. Marquis:

      Thank you for the enquiry, I can certainly provide some good options for Medical Insurance In Ras Al Khaimah as well, however I would need to know what level of cover your looking for as it determines the Premium. I would also need to know if your looking for Maternity and Dental to be included in the plan and if your looking for a worldwide cover or a regional one. The best plan for you will be based on weather or not you want all these benefits to be included in the plan or not.
      Look forward to your feedback.

      Reply

  26. Khalid:

    Do you have any insurance plan for people over 70 years of age?
    Regards

    Reply

    1. Filip:

      Although it’s true that many insurers would not offer coverage for applicants over 70 years of age, luckily, there are some insurance companies which would. The cost of such a policy will be much higher, however, in vast majority of cases we will be able to offer a so-called “hospital plan” which usually costs up to 50% less than a regular plan. Hospital plans are designed to cover inpatient-type treatments (or hospitalisation). What is worth mentioning, hospital plans will usually also cover any treatment related to oncology, even if provided as outpatient, as well as expensive imagery tests (like computed tomography or magnetic resonance imaging). The emergency evacuation is also provided. Choosing hospital plan will guarantee that major and expensive treatments will be covered, you will have access to best hospitals in the region but at the same time the premium will be lower.
      Thanks

      Reply

  27. Rohan:

    Hi ...I stay in Sharjah and am looking for a medical insurance plan for my 7 month Old kid...I just need a child alone policy as I am insured by my company...I need Hospitalization and frequent medical check up coverage in the plan ...request a quote on the same from your end

    Reply

    1. Marta:

      Hello,
      Thank you for contacting Pacific Prime about medical insurance. My name is Marta and I will be pleased to assist with your insurance inquiry you have made on our website.
      In order to create a range of options for you to compare, could you please provide the following information?
      • Your Date of birth:
      • Gender:
      • Nationality :
      • Where would you like to be insured:
      • How long would you like to be insured for:
      • Approximate start date:
      These details are important because Insurance companies use this information as the basis for calculating premiums. The premiums I will send you are the exact same rates they would give you direct. The difference being I can help you compare your options in a more impartial way than the insurers can.
      In order to provide a quotation completely customised to your specific requirements, can you tell me what you want your insurance cover to do for you. In addition, which benefits would you like included in your cover?
      • Hospitalisation (inpatient) only:
      • In-patient & Out-patient (doctor visits, medications):
      • Annual Health Checks:
      • Dental:
      • Do you have current conditions or history of hospitalisation? What is more important - comprehensive benefits or a low premium?
      • Do you prefer to pay a deductible of $0, $50, $100, $500, $1,000 to pay towards treatment?
      Pacific Prime is the world's largest international private medical insurance broker. I would be very happy to provide you with quotations from a number of leading insurance companies including Bupa, Allianz, Cigna, Aetna, AXA, DKV, etc. and can therefore offer our clients a wide range of options. My service and impartial advice is completely free!
      Please get back to me as soon as it is convenient so I can then create a range of options for you to consider.
      Looking forward to hearing your comments and concerns.
      Best regards

      Reply

  28. navee ali:

    I m searching medical insurance for me, my wife and new born baby. I m working in Dubai.

    Reply

    1. Aurora:

      Dear Naveed,
      Thank you for contacting us.
      As discussed, I’d recommend staying with your current insurer because your wife is already pregnant. They will be able to renew her health insurance plan for you. Every single insurer has a waiting period for maternity benefits, so it is important that you plan ahead of time for your wife’s pregnancy.
      Any other questions, please let us know.
      Best regards

      Reply

  29. MMukherjee:

    I am looking for Medical Insurance for my dependent parents who are going to stay with me in Abu Dhabi; Father is 72 yrs of age and mother is 66 yrs of age.
    Can anybody provide me an approx cost of a comprehensive insurance including repatriation to India on an emergency case.

    Regards

    Reply

    1. Marquis:

      Thank you for contacting us to provide Insurance Options for your parents. As you’re looking for Medical cover In Abu Dhabi there are very limited options, that being said the options are HAAD compliant and cost effective with good benefits. The Insurers we deal with is AXA Gulf and AAA ultracare. AXA will provide you cost effective plans and will provide you with 7 different options to suit your requirements. However if there is any pre-existing conditions that your parents suffer from it would make sense to take a look at plans from AAA ultracare, as they provide good cover on pre-existing conditions however they will increase the premium depending on the condition.
      With reference to repatriating to home country, if you mean taking the policy back to your home country for when you’re going for good, then AXA does not have that option, AAA Ultracare will provide repatriation. But if you mean getting treatment done in India, then both the plans work the same as they provide cover in UAE and your home country. Hope the advice helps, please feel free to contact me when you have any further questions.

      Reply

  30. Kams:

    I had taken AXA insurance in October 2013. the waiting period for maternity is 12 months. Now i am almost 3 months pregnant. so i assume once i renew my insurance in October 2014 after that i will be covered for anything relating to pregnancy checkups delivery, etc?

    Reply

    1. Aurora:

      Dear Sir/Madam,
      Unfortunately, since you purchased your insurance directly through AXA Gulf Insurance, we would have to advise that you contact them directly. We would love to help you, but since we are not the brokers of the plan, I do not want to answer anything incorrectly because we did not have the full details of your policy.
      If you’d like to assign us as your broker, please do let us know.
      Thank you.
      Best regards.

      Reply

  31. DEREYK DSOUZA:

    HI! LOOKING FOR A MEDICAL INSURANCE FOR A FAMILY OF 4 (HUSBAND,WIFE AND TWO SONS) PLUS ONE FOR OUR OFFICE STAFF.

    Reply

    1. Deanna:

      Thank you for contacting Pacific Prime International Insurance Brokers. My name is Deanna and I am happy to assist you in any of your insurance needs.
      I received your medical insurance enquiry for your family and your company employee. Pacific Prime has a long history of working with individuals and families that require coverage. We are also able to assist companies with finding suitable employee benefits, such as medical, life, accident protection, income protection, and short term travel. Many international insurance providers offer family discounts to families with 2 children or more. I will be sure to pick them out for you when I send you a personalized quote.
      Regarding your employee, in order for a plan to be considered a corporate scheme with corporate discounts, you will need to have at least 5 people, and 3 must be employees of the company. Otherwise, it might be easier to choose a singular individual plan for the employee.
      In order for me to send you a quote, I will need additional information:
      • Your Age and ages of your family and the employee:
      • Expected Start Date:
      • Nationality :
      • Country of residence :
      These details are important because Insurance companies use this information as the basis for calculating premiums. The premiums I will send you are the exact same rates they would give you direct. The difference being I can help you compare your options in a more impartial way than the insurers can.
      In order to provide a quotation completely customised to your specific requirements, can you tell me what you want your insurance cover to do for you. In addition, which benefits would you like included in your cover?
      • Area of cover:
      • Are you looking for short term travel coverage or renewable annual medical coverage?
      • Inpatient only:
      • In-patient & Out-patient:
      • Annual Health Checks:
      • Dental:
      • Do you have current conditions or history of hospitalisation?
      • What is more important - comprehensive benefits or a low premium?
      • Do you prefer to pay a deductible of $0, $50, $100, $500, $1,000 to pay towards treatment?
      Pacific Prime is the world's largest international private medical insurance broker. I would be very happy to provide you with quotations from a number of leading insurance companies including Bupa, Allianz, Cigna, Aetna, AXA, DKV, etc. and can therefore offer our clients a wide range of options. My service and impartial advice is completely free!
      Please get back to me as soon as it is convenient so I can then create a range of options for you to consider.

      Reply


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