My daughter has currently insurance from my company but as she will finish her studies the insurance will stop. She has a pre condition and is a lupus patient. I would require insurance for her and appreciate if you could advise.
Hi Cirilo, I would be glad to help you find a most suitable insurance policy for your daughter. There are a few insurers that will cover minor pre-existing conditions, such as asthma, high blood pressure, and high cholesterol. However, all insurance company required for you to submit your application to them for review before they can confirm if they will cover it or not. It is free to submit your application for assessment and they will come back with their decision to, cover the condition, exclude the condition, put the condition on a moratorium, or decline the application overall. Usually for cases like lupus, from our experience, most insurer will exclude the coverage of this condition. Nevertheless, it is always a case by case basis for all pre-existing condition.
Kind Regards
Cirilo Aguiar:
Jan 17, 2014 at 04:53 PM
My daughter has currently insurance from my company but as she will finish her studies the insurance will stop. She has a pre condition and is a lupus patient. I would require insurance for her and appreciate if you could advise.
enyik:
Jan 21, 2014 at 05:29 AM
Hi Cirilo, I would be glad to help you find a most suitable insurance policy for your daughter. There are a few insurers that will cover minor pre-existing conditions, such as asthma, high blood pressure, and high cholesterol. However, all insurance company required for you to submit your application to them for review before they can confirm if they will cover it or not. It is free to submit your application for assessment and they will come back with their decision to, cover the condition, exclude the condition, put the condition on a moratorium, or decline the application overall. Usually for cases like lupus, from our experience, most insurer will exclude the coverage of this condition. Nevertheless, it is always a case by case basis for all pre-existing condition.
Kind Regards