Insurers differ in how they view pre-existing conditions. Depending on the condition and the insurer a condition may either be:
- Covered with no loading to the premium
- Covered with a loading to the premium
- Excluded from cover
- Result in a declined application.
Cover for pre-existing conditions is offered on an individual basis by the insurers and dependent on the condition. If you speak to a Pacific Prime advisor they will be able to advise, based on their experience, whether an insurer may offer specific cover. They may then suggest that you complete an application, detailing pre-existing conditions for the insurer to review. If you cannot get your pre-existing condition covered it is still important to take medical insurance. Medical insurance offers you peace of mind in the knowledge that if something unexpected happened to you would be covered and not be confronted with extremely large medical bills. Pacific Prime offers a completely free service and we won’t affect your current policy or increase your premium, the advantage you get when you come to us is that we can provided at once quotes from a wide range of insurance companies, as well as helping you see the differences on the covers and advice on which plan would better suit your requirements. Thanks.
:
- Unapproved
enyik:
Dec 06, 2013 at 05:50 AM
Insurers differ in how they view pre-existing conditions. Depending on the condition and the insurer a condition may either be:
- Covered with no loading to the premium
- Covered with a loading to the premium
- Excluded from cover
- Result in a declined application.
Cover for pre-existing conditions is offered on an individual basis by the insurers and dependent on the condition. If you speak to a Pacific Prime advisor they will be able to advise, based on their experience, whether an insurer may offer specific cover. They may then suggest that you complete an application, detailing pre-existing conditions for the insurer to review. If you cannot get your pre-existing condition covered it is still important to take medical insurance. Medical insurance offers you peace of mind in the knowledge that if something unexpected happened to you would be covered and not be confronted with extremely large medical bills. Pacific Prime offers a completely free service and we won’t affect your current policy or increase your premium, the advantage you get when you come to us is that we can provided at once quotes from a wide range of insurance companies, as well as helping you see the differences on the covers and advice on which plan would better suit your requirements. Thanks.