Hello
my wife got a pregnant last month and now we can't find any health insurance companies which could cover the pregnancy from now and on. We are not planning deliver the baby here but it would be really good if that covers a baby as well once my wife will return back to UAE. I would like to get any information if there are health insurances which covers the above with affordable price. it would be nice to get the information ASAP as we paying a lot in each visit to the doctor.
thanks in advance
your help appreciated
All insurance companies have a waiting period that applies to Maternity cover, that means if the Insured is pregnant at the time of application no benefit for maternity will be provided.
As your wife is already pregnant we have limited options to consider. That being said the plans from NOW health have a unique benefit where you may add your child onto an existing policy (within 30 days of being born) and your child will not be medically underwritten. This means that any condition(s) your child may be born with will be covered under the NOW health plan. From my experience there is no other insurance company in the market that will provide this benefit for woman who are already pregnant.
Depending on the plan you choose from NOW health, the coverage for your new born child will vary:
• Essential/Advance - $100,000 per annum
• Excel – $125,000
• Apex – $150,000
Please let me know what you think of this option
Timur:
Aug 02, 2014 at 09:24 PM
Hello
my wife got a pregnant last month and now we can't find any health insurance companies which could cover the pregnancy from now and on. We are not planning deliver the baby here but it would be really good if that covers a baby as well once my wife will return back to UAE. I would like to get any information if there are health insurances which covers the above with affordable price. it would be nice to get the information ASAP as we paying a lot in each visit to the doctor.
thanks in advance
your help appreciated
enyik:
Aug 06, 2014 at 01:50 PM
All insurance companies have a waiting period that applies to Maternity cover, that means if the Insured is pregnant at the time of application no benefit for maternity will be provided.
As your wife is already pregnant we have limited options to consider. That being said the plans from NOW health have a unique benefit where you may add your child onto an existing policy (within 30 days of being born) and your child will not be medically underwritten. This means that any condition(s) your child may be born with will be covered under the NOW health plan. From my experience there is no other insurance company in the market that will provide this benefit for woman who are already pregnant.
Depending on the plan you choose from NOW health, the coverage for your new born child will vary:
• Essential/Advance - $100,000 per annum
• Excel – $125,000
• Apex – $150,000
Please let me know what you think of this option