Thank you very much for enquiring about international medical insurance. We work with over 40 international medical insurance companies, including the likes of OIC and Bupa, Allianz, AXA PPP, Cigna, Aetna, Interglobal, William Russell, Now Health, Integra global, Geo Blue/HTH and many others.
Each plan differs in how they cover psychiatry sessions. Typically, you'll need a plan which covers general outpatient visits, as psychiatry sessions are generally considered an outpatient benefit. Some plans cover these in full as others have a limit on the number of sessions per year or an overall cap on the amount that can be claimed.
It will also depend if the insurer considers it a pre-existing condition or if it is developed while on the plan. Typically because conditions developed before joining the plan are considered pre-existing, it's better to join a plan early and stay with that plan. However, there are companies like Interglobal and others which have more lenient underwriting policies toward pre-existing conditions.
Our knowledgeable consultants can help navigate you through the purchasing process to ensure matching you with the most suited insurance plan.
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sheila:
Jul 05, 2013 at 01:48 PM
Thank you very much for enquiring about international medical insurance. We work with over 40 international medical insurance companies, including the likes of OIC and Bupa, Allianz, AXA PPP, Cigna, Aetna, Interglobal, William Russell, Now Health, Integra global, Geo Blue/HTH and many others.
Each plan differs in how they cover psychiatry sessions. Typically, you'll need a plan which covers general outpatient visits, as psychiatry sessions are generally considered an outpatient benefit. Some plans cover these in full as others have a limit on the number of sessions per year or an overall cap on the amount that can be claimed.
It will also depend if the insurer considers it a pre-existing condition or if it is developed while on the plan. Typically because conditions developed before joining the plan are considered pre-existing, it's better to join a plan early and stay with that plan. However, there are companies like Interglobal and others which have more lenient underwriting policies toward pre-existing conditions.
Our knowledgeable consultants can help navigate you through the purchasing process to ensure matching you with the most suited insurance plan.