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TIP
Are you Feeling Overwhelmed? Contact us and let our experts do the work for you.
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TIP
Adjusting your deductible can save you money on your premium. Experiment with different deductibles to see the effect.
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TIP
Are you Pregnant or Planning to Start a Family? Pregnancy cover usually has a waiting period, so plan ahead!
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TIP
You can choose which currency to pay your premium in, so if you’re clever about it, you can save some money on exchange rates.
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TIP
Excluding USA from your cover will save a lot on your premiums, only include USA cover if you travel there regularly.
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TIP
Come back regularly for updates and to discover special deals. We will alert you in your profile overview page.
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$ 2,264 /yrAPPLY NOW!
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- Plan Name
- Excess / Deductible per person
- Geographical Coverage
- Emergency Evacuation
- Emergency Repatriation
- Inpatient (Hospitalisation)
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- Select, Pearl - Restricted Network Enhanced
- 10% OP co-pay
- Worldwide excl. USA
- YesNoYes
- Out Patient (GP, Clinic, Specialists, Drugs)
- Routine Maternity
- Dental
- Optical
- Well Being
- Chronic Conditions
- 51,000 (10% co-pay)
- 2750 (10% co-pay)
- NoYesYesYes (acute); up to 90 days lifetime (Palliative)Inpatient
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- Surgery
- Anesthetist
- Operating Theatre
- Inpatient Medication
- Organ Transplant
- OP Treatment Pre/Post Hospitalization
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- YesYesYesYesYesup to OP
- Diagnostic Tests
- IP Oncology
- Hospital Cash
- Emergency Room
- Hospital Expenses
- YesYes210 per night (up to 25 nights)YesYesOutpatient
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- GP Consultations
- OP Specialist's Fees
- Diagnostic Tests
- Traditional Chinese Medicine
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- YesYesYesup to Acupuncture
- Homeopathy
- Psychology
- OP Oncology
- Emergency Room
- up to Acupuncture
- up to OP Psychiatry
- YesYesMaternity
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- Maternity Waiting Period
- Complications of Pregnancy
- Complications of Childbirth
- Pre / Post Natal Treatment
- Per Year / Per Pregnancy
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- No43,000 (Emerg.); 2,750 (Non-emerg., 10% co-pay)up to Complications of PregnancyYesPer Year
- Home Delivery
- Elective C-Section
- Multiple Births
- Second Child, Second C-Section
- Noup to Routine MaternityYesup to Complications of PregnancyDental
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- Dental Waiting Period
- Dental Emergency Inpatient / Outpatient
- Dental Cleaning
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- NA
- YesNo
- Dental Preventative
- Periodontics (Gum Disease)
- NoNoWell Being
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- Annual Health Check
- Annual Health Check - Adult
- Annual Health Check - Child
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- DHA Benefits only
- DHA Benefits only
- DHA Benefits only
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- Vaccinations
- Routine Cancer Screening
- Travel Vaccinations
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- up to OP
- DHA Benefits only
- up to OP
Optical-
- Optical - Glasses and Contacts
- Optical - Eye Check Ups
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- 280 (10% co-pay)
- up to Optical-Glasses and Contacts
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- Laser Eye Surgery
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- NoChronic
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- Chronic Conditions
- Chronic Conditions - Acute
- Chronic Conditions - Palliative
- Terminal illness Benefit
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- Yes (acute); up to 90 days lifetime (Palliative)
- YesYes (up to 90 days lifetime)Yes
- New Born Coverage
- NB Cover - Baby's / Mother's Plan
- New Born - Congenital Abnormalities
- New Born Underwritten
- Yes (up to 30 days)
- Mother's Plan
- YesNo (if enrolled within 30 days after birth & parent enrolled 8+ mths)Claims
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- OP Claims Handling
- OP Claims Handling (China)
- OP Claims Handling (HK)
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- Direct Billing
- Direct Billing
- Direct Billing
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- OP Claims Handling (SG)
- OP Claims Handling (UAE)
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- Direct Billing
- Direct Billing
Others-
- Monthly Surcharge
- Quarterly Surcharge
- Credit Card Surcharge
- Payment Methods
- No Claims Discount
- Renewability
- Administration Center
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- NA
- 0.04
- NA
- Bank Transfer
- No
- Underwriter
- Plan Established
- OP Reimbursement Methods
- Travel Plan Option
- IP Claims Handling
- Endorsement Process
- BMI Guidelines
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*Please note: premiums are indicative and subject to change based on underwriting,
requirements and local Tax may be applicable.
requirements and local Tax may be applicable.